Investors’ Questions

Ibda is an innovative real estate brokerage. It gives its users the opportunity to enjoy the benefits of safe real estate investments and achieve the best returns in the easiest ways possible while investing as little as 100 Saudi riyals and without an upper limit.

1- Real estate selling (all of the property or part of it)
2 – Lease contract selling
3- Right of usufruct selling (all of the property or part of it)

4- Property management

All of this happens under the full responsibility of the platform about property management, governance, division and ownership register.

When you create an account, your bank account gets connected with your investment wallet in the platform.

When you want to invest in a property, transfer an amount of money to your investment wallet from your bank account. After the investment is done, you receive your periodical dividends, which you can choose between transferring it to your bank account at any time or reinvesting it.

You can invest with any amount of money starting from 100 Saudi riyals. And there is no upper limit.

The only fee the platform gets from the investor is 0.1% when he sells his shares on the platform.

The platform makes it possible to buy the complete property if the investor desires so.

All the information investors need to make a decision is provided. Investors get to know all the property details on the platform,

including the location, dividends and property licenses.

1- Diversification; you can diversify your money on multiple properties on the platform. And you can start investing with as little as 100 Saudi riyals.
2-Save the money value from inflation. And grow its value with the property’s price increase.
3- Ease of investment management.
4- Safe investment.
5- Ability to invest in the best properties with as little money as possible.6- Shariah compliance.
6- 100% of dividends are distributed.

7- You directly choose which property to invest in.

8 – The platform’s commission is only 0.1% when you sell your shares on the platform.

Ibda is a closed joint-stock company licensed by the Ministry of Commerce with the license number

and is also accredited by the Real Estate General Authority.

ou can get in contact with these organizations to make sure of our legal permissions.
In spite of having all of its work done digitally, Ibda has a headquarters

located at Riyad city 8292, King Fahd’s road, al-Muhammadiya district, Riyad 4314 – 12363,

office 404.

1- The property owners choose a registered property manager to list the property on Ibda

2- The property manager completes all the listing prerequisites according to the terms and conditions of Ibda and

gives us all the needed documents

3- Ibda reviews the listing request and makes sure all the requisites are fulfilled

4- The property gets listed and the ownership percentages are documented

5- After the listing, the owners benefit from the platform’s marketing and management services

6- The Property Manager is committed to the platform’s conditions in anything related to management and reporting

The owners get to choose the property manager; his performance is reported and judged through the platform.

1- All of the listed properties on the platform should be income-generating to achieve the highest returns for our investors.

2- The best properties and shopping centers are picked from anywhere in the Kingdom.

3- Before making it possible for investors to buy shares in any property, one of the accredited valuers evaluates the property and gives it a fair price.

4- The property manager should provide the valuers with the most accurate information and give them all the documents that enable them to make their report according to the rules and regulations set by the Saudi Authority for Accredited Valuers.

5- The property manager should inform the platform of the valuation that the accredited valuers, who are hired by the property owners, gave to him.

ownership of shares in the same property? A company is founded. And every investor owns in the company the same shares he owns in the property. The company represents the total shares of the investors. The contract and the partnership percentages are registered according to Saudi law so that investors’ rights are secured.

Anybody who has a Saudi bank account could invest in the platform. If you don’t have a Saudi bank account, get in touch so that we inform you of the steps needed to invest in the platform according to the country you live in.

You register using the official app of the Saudi Ministry of Interior Affairs (Absher) to make sure all the information on the platform is right and the legal situation of all the stakeholders is suitable.

Yes. Because the platform is committed to a high level of transparency and is regulated by the financial Saudi assemblies —any information regarding the investors or the property owners should be updated on the platform.

You can get all of the property details through the platform and review it online via 3D images. But because the platform makes sure to list properties that are already rented, it’s not permissible to disturb the privacy of the tenants. So, there are only 2 ways to benefit from the investment either through dividends or selling the shares.

The investor has the right to receive back his money to invest it in another property, to keep it or to receive it back in his bank account.

Yes. Shares are bequeathed and are a subject of ownership transfer.

A big benefit of the platform is giving the investors the ability to sell their shares at any time. At the moment of having a buyer for your shares, you get your capital and any increase in its value.

Return differs between properties. The average return on investment is 7%. Plus the capital growth in case of the price increase of the property.

Return differs between properties. The average return on investment is 7%. Plus the capital growth in case of the price increase of the property.

The price-earnings ratio is 14%. This is a great ratio in comparison with the low-risk investment alternatives.

1- The property manager collects the rents from tenants and announces to the owners the to-be-distributed amount, the date of distribution and any other details


2- He deposits the amount in his bank account

3- He transfers the amount from his bank account to his wallet on the platform

4- The transaction is done directly through the platform

5- On the date determined in the announcement and according to the platform’s condition, the property manager distributes

the dividends through the platform according to the shares of each investor

6- The dividends are added to the investors’ wallets, and they can transfer them to their bank accounts that are connected

to the platform

The total return is calculated by adding up the total of the share’s dividends in addition to its selling price. For example, you invest 50,000 Saudi riyals in a property valued at 100,000 Saudi riyals, which is about half the property’s value. The annual yield is 10,000 Saudi riyals. That’s 50,000 for a 5 years period, and your share of it is 25,000 Saudi riyal.

After 5 years, the property is valued at 150,000 Saudi riyals, and you sold your share for 75,000 Saudi riyals. That’s a 25,000 increase in your capital. So,
the total return of your share is: 25,000 + 25,000 = 50,000 Saudi riyal, which equals to 20% annual return.

The property manager is responsible for that under the supervision of the platform.

Property Owners’ Questions

1- You can sell and get liquidity faster as a result of the multiplicity of options and reduce the liquidity barrier for buyers due to their multiplicity.

2- The platform allows you to sell the property at a certain percentage according to your financial needs without the need to sell in full.

3- You can sell the usufruct right of the property while retaining ownership of the asset.

It’s fairly easy:

1- The property owner chooses a licensed real estate manager to submit a request to list the property on the platform.

2- The real estate manager completes all the requirements for listing the property according to the terms and conditions of the platform and submits it to the management of the Start platform for approval (download the property listing requirements file).

3- After evaluating the application for listing the real estate and ensuring that the requirements are met, the real estate will be listed on the platform according to the percentage of ownership in the deed under the management of the real estate manager.

4- After the property is listed on the platform, the owner can benefit from other services of the platform.

5- The real estate manager is committed to the terms of the platform related to governance and disclosures.

Immediately after the completion of the sale and transfer of ownership in the case of real estate sale, and immediately after the implementation of the sale orders related to the usufruct right. The amount is transferred to your wallet on the platform and you can withdraw it at any time.

To list the property on the platform to benefit from the platform’s services, you must include the following data:

1- Appointing an approved real estate manager as a deputy for the owners and he will submit the following:
a) Fill out the real estate information document. (first document)
b) Submission of a report from an accredited evaluator. (second document)
c) Supporting documents for the legal ownership.
d) Sign the real estate listing contract and the declarations.
e) Any additional documents important to be disclosed or requested by the platform.
For more details, please contact customer service on the platform

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